"To describe the year 2020 as a roller coaster would be giving it short shrift. However, as we sit down to write our year in review, it remains the best description of one of the most turbulent and consequential years of the last half century. If 2020 has given us anything, it is a giant dose of perspective about the human condition. Insight gleaned from these perspectives must inform our prospective outlook as we look to navigate capital markets in 2021, a year that promises to be one of transition, and highly leveraged to the efficacy, distribution, and usage of the various COVID-19 vaccines. This next decade will be about perspectives that manifested themselves in 2020 and how they affect our prospective outlook moving forward. To have success in investing, the former must inform the latter..." Click here to finish reading the Q4-20 Market Commentary.

Prepared by Schneider Downs Wealth Management Advisors, L.P.