Our approach is rooted in the foundation of active engagement and open dialogue. We believe that you should be able to look at your portfolio and answer the following questions: What do I own? Why do I own it? And how does it fit into my financial plan? Our core belief is that neither the investment portfolio nor the financial plan is monolithic but should be tightly aligned.
Every client has unique circumstances, goals, and objectives. You are encouraged to be involved in the process, while having confidence in the expertise and services that we provide. Partnering together to set and achieve your goals is the best way to bring about success, so we will work alongside you to develop a relationship as your trusted advisor and to prepare you for the financial decisions that life brings.
A comfortable retirement, college funding, continuing your legacy, charitable contributions... the list is endless. We work with you to outline and prioritze your goals.
Historically, over longer periods of time, the more risk you took, the better your return would have been. Would you feel comfortable with additional volatility in your portfolio, or is a conservative approach better for you?
The primary goal of asset allocation is to provide a smoother ride through periods of volatility during normal market rotations. Our process incorporates a diversified, yet personalized, portfolio across various asset classes.
A well-developed plan is only as good as its execution. This plan could cash flow planning, retirement planning, estate planning, tax planning, and other financial planning disciplines. Our team will keep you informed throughout the implementation process.
We monitor and make discretionary changes to your portfolio based upon our research and your needs, Rebalancing your portfolio to your desired asset allocation ensures that your portfolio is not taking undesired risk.
We want to become your trusted advisor and build a long-term relationship with you. Consistent review of your financial plan and goals will help to make that happen.
As clients accumulate more wealth, there is an opportunity to expand the investable universe to include private investment asset classes, an extension of our philosophy on traditional asset classes. SDWMA has curated a private investment platform of institutional quality managers in private equity, co-investment private equity, venture capital, real estate, and infrastructure by partnering with firms that have strong alignment with their limited partners and have generated attractive returns over several market cycles in their respective asset classes. Ultra high net worth clients of SDWMA will not receive a “model” private allocation. Our advisors work with our clients to go over five key factors (liquidity, weighting, vintage, general partner/fee alignment, and strategy) and build out a sustainable and appropriate private investment allocation specified to the unique goals and objectives of our clients.
SDWMA has worked with owners of private businesses since our inception, and along with our colleagues at SD & Co., we have helped many families as they transition their business asset towards a liquid investment portfolio.
From individuals to couples to multi-generational families, our top ultra high net worth client families range from $35M to over $100M in assets under management. We have worked with these clients to build customized investment portfolios to meet their cash flow needs, mitigate complex tax burdens, and accomplish their estate planning goals.